Also known as:ordinary and prudent persons · prudent person
Written by attorneys · grounded in primary & secondary sources — see below
The objective benchmark for determining whether an actor has exercised reasonable care under the circumstances. It requires conduct that a person of ordinary intelligence and prudence would exhibit when confronted with similar facts and risks.
Sources & Authorities· 2 primary sources
Select any source to read its text and confirm it supports the definition.
Cases
Uniform Acts
Restatements
Study Supplements
How it applies
Common Examples
6
Officer Makes Warrantless Arrest
Odilia Okamura receives a detailed tip from a known informant that Otis Olsen is selling narcotics from his apartment. She observes suspicious foot traffic and confirms the address before arresting him. The facts and circumstances known to her would lead an ordinary and prudent person to believe a crime is occurring, so probable cause supports the arrest.
Trustee Holds Low-Yield Assets
Oriana Oberman serves as trustee of a charitable trust created to fund community health programs. She leaves the entire corpus in savings accounts earning under one percent for four years without researching investments or contacting identified grantees. An ordinary and prudent person would have evaluated the trust purposes and distributional needs before allowing the assets to stagnate.
Director Ignores Safety Warnings
Otis Olsen, a corporate officer, receives repeated reports of fire-suppression malfunctions at company facilities. He defers repairs solely to meet quarterly profit targets despite the documented risks. An ordinary and prudent person in his position would have addressed the safety issues rather than subordinating them to short-term financial goals.
Joy v. North692 F.2d 880, 887 (2d Cir. 1982)
Bank Trustee Retains Risky Stock
Ophelia O'Brien, trustee of an estate, continues to hold a large block of declining stock after receiving clear warnings of its deterioration. She fails to diversify or seek professional advice for several years. An ordinary and prudent person would have investigated alternatives and taken steps to protect the corpus.
DeBaun v. First Western Bank and Trust Co.120 Cal. Rptr. 354 (Cal. Ct. App. 1975)
Director Overlooks Financial Irregularities
Onyx O'Reilly serves as a director of a closely held corporation. She receives reports of questionable loans and accounting practices but takes no action to investigate or stop the conduct. An ordinary and prudent person in her position would have exercised oversight to protect the corporation's assets.
Francis v. United Jersey Bank432 A.2d 814 (N.J. 1981)
Judge Accepts Large Campaign Gift
Otto Osman, a state supreme court justice, accepts a substantial campaign contribution from a litigant whose case is pending before him. He refuses to recuse despite the obvious appearance of bias. An ordinary and prudent person would have recognized the conflict and stepped aside to preserve impartiality.
Caperton v. A. T. Massey Coal Co.556 U.S. 868 (2009)
Common questions
Frequently Asked
5
Does the ordinary and prudent person standard change when the actor has a physical disability?+
The standard adjusts to that of a reasonable person possessing the same disability. The actor must still exercise the care a prudent person with that limitation would use under like circumstances.
Supporting sources
How does the ordinary and prudent person standard apply to a trustee's investment decisions?+
A trustee must administer the trust by considering its purposes, terms, and distributional requirements while exercising reasonable care, skill, and caution. Complete inaction or retention of assets in low-yield accounts without investigation breaches the standard.
What facts establish probable cause under the ordinary and prudent person test?+
Probable cause exists when reasonably trustworthy facts and circumstances known to the officer at the time of arrest would warrant a prudent person in believing that the suspect has committed or is committing a crime. An anonymous tip lacking corroboration or particularity does not meet this threshold.
Supporting sources
Does the ordinary and prudent person standard require gross negligence for liability after a voluntary undertaking?+
No. Once a person takes charge of a helpless individual, ordinary negligence suffices for liability if the failure to use reasonable care causes additional harm. Leaving the person unmonitored or failing to summon help can breach the standard.
Supporting sources
Can a corporate officer satisfy the ordinary and prudent person standard by concealing compliance violations to protect a contract?+
No. An officer must act in good faith and with the care a prudent person in like position would exercise. Knowingly withholding information about health and safety risks to preserve business relationships constitutes a breach.
Supporting sources
in a like position would use under similar circumstances .... A
person
who performs his duties in accordance with this subsection shall be presumed to have no liability by reason of being…
rule” of investment. When Mrs. Janes died in 1986, the
person
al representative of her estate was substituted as an objectant. Following a trial on the objections, the Surrogate found that…
would also so conclude” (NJ Stat Ann § 2C:2-4 [c] [3]). [^disA-11]: In Goetz (68 NY2d 96, 109), we noted of the Model Penal Code provision on justification: "While using the Model Penal…
negligence and negligence per se is that in negligence per se, a statutory duty of care is substituted for the
ordinary
prudent person
standard “such that a violation of a statute ... is conclusive evidence of duty and breach.” Gradjelick v. Hance , 646 N.W.2d 225, 231 n. 3 (Minn.2002). The district court dismissed the…
Professional ResponsibilityCompetence, legal malpractice, and other civil liability · Civil liability to client, including malpracticeMPREFoundational