Also known as:increases the risk · increased the risk · increasing the risk · increased risk
Written by attorneys · grounded in primary & secondary sources — see below
A condition or omission in negligence analysis that heightens the likelihood or severity of a particular harm. The increase supplies an essential element for imposing liability on one who undertakes to render protective services when that undertaking is performed without reasonable care. It also prevents an intervening force from becoming a superseding cause when the original conduct remains a substantial factor in producing the harm.
Sources & Authorities
How it applies
Common Examples
3
Gratuitous Childcare Undertaking
Ian Iverson agreed to watch Ivy Ibarra's toddler for the afternoon. He left the child alone near an open second-story window while taking a phone call. The toddler fell and suffered serious injuries. Ian's failure to maintain supervision increased the risk of the fall, exposing him to liability for the resulting harm.
Safety Inspection for Third Party
Isaiah Ishikawa contracted with Iris Energy to inspect its turbines for safety defects. He performed the inspection carelessly and missed a cracked blade. A later failure of that blade injured a visiting technician. Isaiah's negligent inspection increased the risk of the blade failure, making him liable to the injured third party.
Put it into practice
Test Yourself
10
Practice Questions5
· 7 sources
Select any source to read its text and confirm it supports the definition.
Restatements
Hornbooks
Study Supplements
Negligent Driving and Intervening Act
Ivan Ivanov drove at excessive speed on a winding road, creating a heightened risk of collision. Another driver, startled by Ivanov's approach, swerved into oncoming traffic and struck Ilana Isaacs's vehicle. Ivanov's conduct remained a substantial factor in the crash despite the intervening swerve, so he stayed liable for the injuries.
Common questions
Frequently Asked
3
When does a failure to exercise care in an undertaking increase the risk of harm?+
The failure increases the risk when it heightens the probability or severity of the particular harm that ultimately occurs. This element satisfies the causation requirement under the relevant Restatement provisions even if the undertaking was gratuitous.
Supporting sources
Does increasing the risk of harm affect liability when an intervening force is present?+
Yes. When the actor's conduct creates or increases the risk of a particular harm and remains a substantial factor in causing it, an intervening force does not relieve the actor of liability unless the harm was intentionally caused by a third person outside the scope of the created risk.
Supporting sources
How is increase the risk used in insurance misrepresentation analysis?+
A misrepresentation defeats coverage if it increased the risk of loss or contributed to the loss, even without intent to deceive. Courts examine whether the misrepresented fact altered the insurer's assessment of the hazard beyond what the policy contemplated.
Supporting sources
EvidenceHearsay and circumstances of its admissibility · Learned treatisesUBEFoundational